RV Insurance
Some Floridians use their RVs to go on road trips every year; others use them as their full-time residences so they can eliminate the hassle of a traditional home mortgage. But, whatever the use of your RV, do you need to have insurance for it?
Bill Nesper of Bill Nesper Insurance Services Inc in Florida will tell you -- yes! Read on and learn why you need RV insurance in Florida.
RV Insurance in Florida
Florida requires insurance coverage for any recreational vehicle you can drive. However, to be covered, Florida does not require campers, trailers, and towable fifth wheels. While the latter type of RV may not need coverage, it is still a good idea to have it in the event of an accident. In addition, your lender may require you to have an active insurance policy on your RV if you make payments.
The minimum type of coverage you need for your RV in Florida is the same as what's required for a vehicle. You can also elect to have additional coverage for your recreational vehicle. Speaking to an insurance expert like Bill Nesper of Bill Nesper Insurance Services Inc will give you the information you need to make an educated decision.
In Florida, before you can register your RV, you must have Personal Injury Protection (PIP) and Property Damage Liability (PDL) insurance issued by an insurance company licensed to sell policies in Florida -- like Bill Nesper Insurance Services Inc.
Florida state law mandates that an RV must be continuously covered by $10,000 worth of PIP and $10,000 worth of PDL -- even if you're not driving the RV or it's inoperable. The RV must have coverage throughout its registration period, regardless of location.
Do you want more information? Contact Bill Nesper Insurance Services Inc now!
