Commercial Insurance
Commercial insurance in Florida comes in numerous forms, with businesses likely to get into a dilemma when signing up for their policies. Fortunately, Bill Nesper Insurance Services Inc. can help with this with the following guide discussing the types of commercial coverage within the state.
Property Coverage
Property coverage takes care of your buildings and contents within your business premise. If perils such as theft or fire damage your property, this insurance helps pay for the expenses, allowing you to replace or repair the damaged property. It will also come in handy when your business income is affected, making it possible to proceed with your operations after your property is fixed.
Workers Compensation
If you have one or more employees working for you, worker's compensation will be an excellent coverage. It pays for medical costs arising from employee injuries, allowing you to cover consultation and prescription expenses.
General Liability Coverage
General liability coverage protects your business when a customer gets injured at your workplace. It helps offset the medical bills incurred due to bodily injury and legal fees when your business is sued. In addition, it will also help pay for claims such as libel and infringement, keeping your expenses to a minimum.
Errors and Omissions Coverage
Errors and omissions coverage is also referred to as liability coverage and will often be suited to businesses in the professional sector. It protects your business from errors and omissions and covers companies such as real estate firms, law practices, and accounting firms. It will also help pay for your legal fees when you are sued, and the damages awarded.
Commercial Auto Coverage
Commercial auto coverage will come in handy when vehicles are registered in your company name. If you get into an accident, it will help pay for the damages incurred. These could be property damages, injury costs, and legal fees when your company is sued.
If you operate a business within Florida and need protection safeguards for your company, consider reaching out to Bill Nesper Insurance Services Inc. today. Our agents can help customize your cover to suit your business needs.
