Boat/Watercraft Insurance
At Bill Nesper Insurance Services Inc., we ensure our clients are covered by comprehensive boat and watercraft insurance. Florida is a state that is surrounded by water. So, the need for boat insurance is massive. Unlike other states, boat insurance isn't legally required in Florida. However, choosing not to opt-in for insuring boats or other watercraft isn't the best idea. Here is a brief overview of why Floridians need to cover their bases regarding boat insurance.
Accidents Happen
Despite good intentions, the potential of accidents is too real regarding watercraft. Essentially, accidents will happen. Florida is a waterlogged state with nearly a million registered watercraft vehicles. Statistically, the state averages about 120 boating accidents each year. Some of those accidents resulted in fatalities.
Damage Has a Cost
Accidents are inevitable. Therefore, so is the potential damage that comes along with it. For most people, coughing up the money to cover the cost of property damage isn't easy. Those costs could range from the hundreds to the thousands. Without insurance, those costs would be out of pocket. It's much more practical to pay a small premium covering a huge bill instead of risking financial ruin.
We Are Here for You
The good news is that you have options regarding boat and watercraft insurance. The better news is that Bill Nesper Insurance Services Inc. is the perfect agency to provide your needed coverage.
Florida's expansive and open waters are one of the most astounding recreational options anyone in America can have. It's a point of pride and an excellent opportunity to engage. However, operating a boat does have associated risks. Don't let the pleasure of boating sink you into financial chaos. Get boating coverage to protect you and your family. Give us a call today.
